Skip to main content

Entered both sides

DIY filing or a service: what you keep, what you hand over

Filing yourself and buying the service are not better and worse versions of the same thing. They are a trade: money against time, control against convenience, and a public address against a private one.

The account

Two columns, no total

Dr - filing it yourself Cr - buying the service
Dr 01

You pay the state fee and nothing on top of it.

Dr 02

An afternoon reading your state's requirements, and another if the name is rejected.

Dr 03

Your own address on the public record, unless you arrange an agent separately.

Dr 04

Every renewal date is yours to track, for as long as the entity exists.

Cr 01

The state fee, plus a service fee that varies more than the work does.

Cr 02

The form completed for you, from details you supply anyway.

Cr 03

An agent address included for the first year, then charged annually.

Cr 04

Reminders that arrive whether or not you would have remembered.

Ruled off. No balance is struck - which side wins depends on the business asking.

Covered in detail in What Are the Downsides of DIY LLC Filing Versus Using ZenBusiness?.

The figures

What the official sources say

JurisdictionChargeAmountSource
FederalAn EIN is free directly from the IRS$0 (free)irs.gov
CaliforniaArticles of Organization filing fee$70.00ca.gov
Statement of Information fee$20.00ca.gov
FTB annual LLC tax$800 per yearca.gov
FloridaNew LLC total filing cost$125.00 ($100 filing + $25 registered agent)fl.gov
Annual report fee$138.75fl.gov
Annual report received after May 1$538.75 (a $400 late penalty)fl.gov
GeorgiaArticles of Organization fee$110.00 ($100 filing + $10 service charge)ga.gov
Annual registration fee$60.00 (online and paper)ga.gov
Penalty for late filing of annual registration$25.00ga.gov
New YorkArticles of Organization filing fee$200.00ny.gov
Biennial Statement fee$9.00ny.gov
Annual filing fee on Form IT-204-LL$25 minimum, up to $4,500 by NY source gross incomeny.gov
TexasCertificate of Formation filing fee$300.00texas.gov
Assumed name certificate fee$25.00state.tx.us